Implementation of Loan Agreement (Qardh) in the Financing Agreement Manuscript
DOI:
https://doi.org/10.54956/eksyar.v11i1.570Keywords:
Loan Agreement, Qardh, Financing AgreementAbstract
This article examines the implementation of the loan agreement (Qardh) in the Financing Agreement Manuscript at BPRS Haji Miskin Pandai Sikek. The problem is to see whether the form of the pillars and conditions of the loan agreement (Qardh) contained in the Financing Agreement Manuscript at BPRS Haji Miskin Pandai Sikek are following sharia law in the loan agreement or not. The research team obtained the data from the Documentation of the Financing Agreement Manuscript at BPRS Haji Miskin Pandai Sikek. Data analysis uses Miles And Huberman analysis, which includes data collection, data reduction, data presentation and drawing data conclusions. The results found that the form of the pillars of the loan agreement (Qardh) contained in the financing agreement manuscript at BPRS Haji Miskin Pandai Sikek is the existence of territory (rights), ma'uqud 'alaih, ma'uqud al 'aqd, and sighat al 'aqd. A statement from ijab and qabul expresses the contract terms. Thus, it can be concluded, according to economic jurisprudence, the text of the financing agreement at BPRS Haji Miskin Pandai Sikek follows Sharia law in the loan agreement.
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